Why Choose Our Business Loan?
All Business Types
We finance startups, SMEs, partnerships, private limited companies, and all forms of business enterprises.
Flexible Usage
Use funds for working capital, equipment purchase, business expansion, inventory, or any legitimate business purpose.
Quick Disbursement
Get funds in your account within 48-72 hours of approval with our fast-track processing system.
Competitive Rates
Interest rates starting from 11% per annum with flexible repayment tenure up to 7 years.
No Collateral
Unsecured business loans up to ₹50 lakh without requiring collateral or property guarantee.
Easy Documentation
Minimal paperwork with digital document submission and online verification process.
Types of Business Loans We Offer
Working Capital Loan
Short-term financing for daily operations, inventory management, and cash flow requirements
Equipment Finance
Funding for machinery, equipment purchase, technology upgrades, and infrastructure development
Business Expansion
Capital for scaling operations, opening new branches, market expansion, and growth initiatives
Startup Funding
Seed funding for new businesses, startup capital, and initial working capital requirements
MSME Loans
Specialized financing for Micro, Small & Medium Enterprises with government scheme benefits
Inventory Financing
Funding for stock purchase, raw materials, seasonal inventory, and supply chain financing
Business Loan Details & Features
Loan Features
- Loan Amount: ₹1,00,000 to ₹5,00,00,000
- Interest Rate: 11% - 28% per annum
- Tenure: 12 months to 84 months
- Processing Fee: 1% - 3% of loan amount
- Prepayment: Allowed after 6 months
- Processing Time: 48-72 hours
Eligibility Criteria
- Business Age: Minimum 1 year
- Annual Turnover: ₹10 lakh+
- Entity Type: Any registered business
- Owner Age: 21 to 65 years
- Credit Score: 650+ preferred
- Financial Records: Last 2 years
Business Categories
- Manufacturing & Production
- Trading & Distribution
- Service & Consulting
- Retail & E-commerce
- Healthcare & Education
- IT & Technology
- Agriculture & Food Processing
- Transport & Logistics
Loan Usage
- Working capital requirements
- Equipment & machinery purchase
- Business expansion projects
- Inventory & stock financing
- Technology upgrades
- Office setup & renovation
- Marketing & advertising
- Debt consolidation
Documents Required
Business Registration
Certificate of Incorporation, Partnership Deed, MOA/AOA
KYC Documents
Aadhaar, PAN of directors/partners, Address proof
Financial Statements
Balance Sheet, P&L, ITR for last 2 years
Bank Statements
Current account statements for 12 months
GST & Tax Returns
GST registration, GST returns, Tax audit report
Business Proof
License, permits, office lease agreement
Simple Application Process
Submit Application
Fill online form with business and loan details
Document Upload
Upload business documents through secure portal
Verification
Document verification and business assessment
Approval
Loan approval with terms and conditions
Disbursement
Funds transferred to business account
Frequently Asked Questions
Ready to Fuel Your Business Growth?
Join thousands of successful businesses who have achieved their goals with our business financing solutions