Home Loan
Make Your Dream Home a Reality with Affordable Home Loans
Up to ₹10 Crore
Loan Amount
8.5% - 12%
Interest Rate
Up to 30 Years
Tenure
Zero Processing
Fee Options
Turn Your Dream of Homeownership into Reality
Whether you're buying your first home, upgrading to a bigger space, or investing in property - our home loans offer competitive rates, flexible terms, and hassle-free processing to make your dream home affordable.
- Competitive interest rates starting from 8.5% per annum
- Loan amount up to ₹10 crore with flexible repayment
- Tenure up to 30 years for comfortable EMIs
- Zero processing fee options available
- Quick approval with minimal documentation
- Special rates for women borrowers and government employees
🏠 Get Pre-Approved in 24 Hours!
Get instant home loan pre-approval and start your house hunting with confidence
Why Choose Our Home Loan?
Attractive Interest Rates
Competitive home loan interest rates starting from 8.5% per annum with flexible rate options and special discounts.
High Loan Amount
Get home loans up to ₹10 crore with up to 90% of property value financing for all approved properties.
Long Tenure Options
Flexible repayment tenure up to 30 years to keep your EMIs affordable and manageable within your budget.
Quick Processing
Fast home loan approval with minimal documentation and digital verification for quicker disbursement.
Tax Benefits
Enjoy tax benefits under Section 80C and 24(b) of Income Tax Act on principal and interest payments.
Balance Transfer
Transfer your existing home loan to get better interest rates, additional top-up amounts, or improved service.
Types of Home Loans We Offer
Home Purchase Loan
Finance your dream home purchase with up to 90% funding for ready-to-move and under-construction properties
Home Construction Loan
Build your dream home on your own plot with stage-wise disbursement as construction progresses
Home Improvement Loan
Renovate, repair, or improve your existing home with flexible financing options and quick approval
Home Loan Top-up
Get additional funds over your existing home loan for personal needs at attractive interest rates
Balance Transfer
Transfer your existing home loan to get better rates, additional funding, or improved loan terms
Plot Purchase Loan
Purchase residential plots for future construction with competitive rates and flexible terms
Home Loan Details & Features
Loan Features
- Loan Amount: ₹5,00,000 to ₹10,00,00,000
- Interest Rate: 8.5% - 12% per annum
- Tenure: 5 years to 30 years
- Processing Fee: 0% to 1% of loan amount
- Loan-to-Value: Up to 90% of property value
- Prepayment: Allowed without penalty
Eligibility Criteria
- Age: 21 to 65 years at maturity
- Income: Minimum ₹35,000 per month
- Employment: Salaried/Self-employed/Professional
- Work Experience: 2+ years
- Credit Score: 750+ preferred
- Property: Approved by bank/RERA registered
Property Types
- Residential apartments & flats
- Independent houses & villas
- Residential plots for construction
- Row houses & townhouses
- Studio apartments & penthouses
- Under-construction properties
- Resale properties
- Ready-to-move properties
Special Benefits
- 0.25% rate concession for women
- Special rates for government employees
- Tax benefits under Section 80C & 24(b)
- No prepayment charges
- Free property valuation
- Doorstep service available
- Online account management
- Insurance coverage options
Documents Required
Identity Proof
Aadhaar Card, PAN Card, Passport, Voter ID
Address Proof
Utility Bills, Aadhaar, Passport, Rent Agreement
Income Proof
Salary Slips, ITR, Form 16, CA Certificate
Bank Statements
6-12 months salary account statements
Property Documents
Sale Agreement, Title Deeds, NOC, Approvals
Photographs
Passport size photos of applicant and co-applicant
Tax Benefits on Home Loans
Section 80C
Deduction up to ₹1.5 lakh on principal repayment
Section 24(b)
Deduction up to ₹2 lakh on interest payment
First-time Buyers
Additional ₹50,000 deduction under Section 80EEA
Total Savings
Save up to ₹1.05 lakh in taxes annually
Simple Application Process
Apply Online
Submit application with basic details and documents
Document Verification
Our team verifies your documents and eligibility
Property Assessment
Technical and legal verification of the property
Loan Approval
Get loan sanction letter with terms and conditions
Disbursement
Loan amount disbursed after legal formalities
Frequently Asked Questions
Ready to Buy Your Dream Home?
Join thousands of happy homeowners who have achieved their dream with our home loan solutions